Irritated with life insurance underwriters!

[Cutiepie]

Just need to vent.

Last September I applied for new life insurance as my old contract was at its end. I had to fill out an application that was incredibly long, and obviously asked about my medical history. Of course I listed my RSD.

So I just got a letter from them that said they cannot offer me life insurance at the standard rate - I've been bumped to Table B, which is a 150% higher premium. They specifically cited my RSD as the reason.

Now I know that RSD is life altering, but it is not life threatening in itself, especially considering mine is one of the more mild cases.

I know that some of you might beg to differ because of the higher suicide rate, but that is not an issue in my individual circumstance.

Anyway, I'm just venting.
Jule

[kathy d]

Jule,
Funny you should mention health ins because I have been looking at buying a house and I only have $100,000. life ins on me and when I purchase a home I will have to up it and I've started thinking that when they find out about my RSD they will raise my rates quite high. Thanks for posting your problem because it reassured me that is what will happen with me. It is so annoying how RSD affects EVERY SINGLE aspect of our lives. Things you wouldn't even think of it does affect. Amazing. Thanks for your email. It helped me alot.
Kathy d.